Loan Programs

If an artist’s business plans call for borrowing funds, there may be options available other than a conventional business loan. These resources highlight some of those options. Many small business lending programs include assistance with business development in addition to loans.

Note: The resources on these pages are listed by priority, with top-rated items appearing first. For more information on the listings and how to submit recommendations for listings, please see the note at the end of Artists' Career Resources.

What’s the “Buzz” About CDFIs?



A cerfnews article about how community development financial institutions (CDFIs) can help craft business owners succeed.

Springboard for the Arts

External Link | Springboard for the Arts

Springboard for the Arts provids a variety of resources to artists in the Upper Midwest region. Services include art business workshops, loans, emergency assistance, and a comprehensive state-by-state listing of resources for artists living in the Upper Midwest

Peer-to-Peer Lending: Prosper

External Link | Prosper

Prosper is a leading online destination for borrowing money and investing in loans. Prosper's auction model provides an open and transparent way to get a personal loan or invest in loans on terms that can be favorable to everyone involved in the transaction.

Peer-to-Peer Lending: Lending Club

External Link | Lending Club

Lending Club is a social lending network that brings together investors and creditworthy borrowers to provide personal loans at rates that are generally better than those offered by traditional banks.

Peer-to-Peer Lending: Kiva Microlending for Entrepreneurs via ACCION USA

External Link | ACCION USA

Kiva, an online microlending service that has facilitated low-interest loans to small businesses and entrepreneurs in developing countries since 2005, offers its service to low-income entrepreneurs in the United States through ACCION USA.

Microenterprise Programs Directory

External Link | FIELD at The Aspen Institute

FIELD at the Aspen Institute has compiled this listing of microenterprise programs around the country that help small business owners and low-income entrepreneurs gain access to the training and financial resources they need to succeed. On the tab above the data, select the US map icon and then select your state to see programs in your area.